Free Resources

Free Collection Templates for Every Stage

Professional emails, letters, call scripts, and policy documents you can copy and use today. Built for B2B accounts receivable teams.

Choose a Template

Each template is ready to copy and customize. Real example data included so you can see exactly what a polished collection communication looks like. Used by thousands of AR teams worldwide.

Letters

Collection Letter Templates

Three professional B2B collection letters covering the full escalation arc: friendly payment reminder (7-14 days), formal collection notice (30-45 days), and final demand letter (60+ days). Includes timing guide, legal considerations, and customization tips.

3 templates included
Emails

Payment Reminder Email Templates

Five copy-paste email templates for every stage of delinquency: pre-due courtesy, due-day reminder, 7-day follow-up, 30-day firm notice, and 60-day final demand. Complete with subject lines, open rate benchmarks, and sending-time best practices.

5 templates included
Legal

Demand Letter Templates

Two formal pre-litigation demand letters: a standard B2B demand with legal clauses, and an attorney-supervised version on law firm letterhead. Includes required elements checklist, common mistakes, and when to use each version.

2 templates included
Sequences

Invoice Follow-Up Sequences

Four multi-channel follow-up sequences combining email and phone. Phase 1 (gentle nudge) through Phase 4 (final push) with exact timing, call scripts, email templates, and escalation triggers. The complete 60-day playbook.

4 sequences included
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Agreements

Payment Plan Agreement Template

Complete installment agreement with 12 legal sections: debt acknowledgment, payment schedule, grace periods, late fees, acceleration clause, early payoff terms, and signature blocks. Includes a worked $12,000 example with 6-month schedule.

1 agreement template
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Policy

Accounts Receivable Policy Template

Complete internal AR policy document covering credit approval, invoicing procedures, 4-stage collection escalation timeline, late fees, payment plans, dispute resolution, write-off criteria, roles and responsibilities, and KPI reporting.

11 sections, 1 policy document
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Scripts

Collection Call Scripts

Three phone scripts for first contact, follow-up, and negotiation. Includes objection handling for common excuses, FDCPA compliance notes, and voicemail scripts for when they do not pick up.

3 scripts included

Frequently Asked Questions

Are these collection templates free to use?
Yes. All templates on this page are completely free. You can copy, customize, and use them for your business without attribution. They are designed for B2B accounts receivable and debt collection purposes.
Do I need a lawyer to send collection letters?
For standard B2B payment reminders and collection letters, you typically do not need a lawyer. However, if you are collecting consumer debts, the FDCPA (Fair Debt Collection Practices Act) applies and you should consult legal counsel. Our templates are designed for B2B use cases.
How many follow-ups should I send before escalating?
Best practice is 5-7 touchpoints over 60-90 days before escalating to a collection agency or legal action. This includes a mix of emails, phone calls, and formal letters. Our templates cover the full escalation sequence from friendly reminder to final demand.

Templates Are the Starting Point. Not the Finish Line.

These templates work. But they are what collection agencies have done for decades — same letter, same timing, everyone gets the same thing. The debtor in construction gets the same email as the debtor in healthcare. The company going through layoffs gets the same tone as the one that simply forgot an invoice.

Push too hard, they fight back. Push too soft, they ghost you. AI finds the exact right tone for each debtor.

What if every message was written specifically for that debtor?

AgentCollect is an AI agent that researches each debtor before making contact — industry, financial health, who makes payment decisions, optimal timing. Then it sends the right message through the right channel at the right time.

Recovery Rate
~50% in 20 days
vs. 20-30% in 6 months with traditional agencies
Compliance
0 incidents
Every message reviewed for FDCPA, state law, and tone
Attorney Mode
70% email open rate
vs. 20% for collection agency emails
Scale
1 agent per account
vs. 1 human per 250. Up to 85,000 recoveries/day.

Trusted by Fortune 500 companies including Microsoft and Dell. Founded 2020. 12-month mandates — we do not give up after 90 days. Payments go directly to your account, same day.

Stop copy-pasting. Start collecting.

See how AgentCollect recovers more in 20 days than most agencies recover in 6 months. Book a 30-minute demo.

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