Plug & play. No setup, no contract.

Legal weight.
Without the litigation.

Upload a file. A licensed attorney sends a formal demand. Your debtor pays you directly.

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What your debtor sees
ATTORNEY AT LAW
Amicable Debt Collection · All 50 States
Licensed & Verified
March 17, 2026
Re
Formal Demand for Payment — Invoice #INV-2025-4892 — Acme Corp.

Dear Mr. Harrington,

This office has been retained by Your Company, Inc. regarding an outstanding balance of $14,750.00 due on Invoice #INV-2025-4892, dated January 15, 2026. Despite prior communications, this amount remains unpaid.

We request immediate payment via the secure link below. Payment goes directly to Your Company. This letter is a formal request for payment — not a lawsuit.

$14,750.00 due immediately
Pay securely now →
This letter is NOT a lawsuit and is NOT a threat of litigation. This is a formal demand for payment made by a licensed attorney on behalf of your creditor.
Sincerely,
Attorney at Law
Attorney-supervised AI collection · All 50 states
“Most debtors aren’t ignoring you. They’re prioritizing.”

When you email them, they file it away. When a law firm sends a letter, they move it to the top of the pile.

They see a bar number. They take it seriously. They pay.

No threats, no litigation, no damaged relationship. Just a formal letter — the kind that gets results.

Four steps. Zero manual work.

AI handles everything. The attorney reviews, signs, and oversees every case.

1

AI Collection

Same AI collection process — personalized emails, calls, and texts from your brand. No response after the standard sequence.

2

Attorney Review

AI drafts the letter. A licensed attorney reviews, edits if needed, and signs every letter personally.

3

Formal Demand Letter

Your debtor receives a signed attorney letter — formal language, legal weight. Not a threat. A fact.

4

Direct Payment to You

Payment goes directly to your account — not through the attorney. We never touch your money. You collect what you're owed.

Licensed in all
50 states.

Because we never litigate, there are no jurisdiction issues, no local counsel requirements, no delays. One attorney, one letter, all of the US.

50
States covered
No patchwork of local counsel. No added cost. One attorney partner handles every US case.

A formal letter. Not a threat.

The letter carries legal weight — law firm letterhead, formal language, attorney signature. And it explicitly states it is not a lawsuit. That combination works.

ATTORNEY AT LAW
Amicable Debt Collection · All 50 States
Licensed & Verified
March 17, 2026
James Harrington
Director of Finance, Acme Corp.
1234 Commerce Street, Suite 400
Chicago, IL 60601
Re: Formal Demand for Payment
Invoice #INV-2025-4892 — $14,750.00 — Your Company, Inc.

Dear Mr. Harrington:

This office represents Your Company, Inc. ("Creditor") with respect to an outstanding balance owed by Acme Corp. ("Debtor"). Despite previous communications from Creditor, the balance on Invoice #INV-2025-4892, dated January 15, 2026, remains unpaid.

We have been authorized to demand, and hereby do demand, full payment of the amount set forth below within fifteen (15) days of the date of this letter. Payment may be made via the secure payment portal provided below.

Invoice #INV-2025-4892
Date: January 15, 2026
Due: February 15, 2026
$14,750.00
Amount due

Payment will be made directly to Your Company, Inc. This office does not collect funds on behalf of our client — all payments go directly to the creditor.

Secure payment portal · All major cards accepted · Installment options available

Important notice: This letter is NOT a lawsuit and is NOT a threat of litigation. This is a formal demand for payment made on behalf of your creditor by a licensed attorney. We operate in an amicable capacity only, consistent with the Fair Debt Collection Practices Act (FDCPA) and applicable state law.
Sincerely,
Attorney at Law
Attorney-supervised AI Collection · All 50 States

Agency lawyers vs. Attorney Collection.

Agencies that threaten to sue create adversarial relationships — and Article 700 fee traps. We don’t do that.

Agency with lawyers
Threatens litigation, creates adversaries
Threatens litigation — creates adversarial relationship, increases resistance
25–50% commission on every dollar recovered, whether you needed them or not
Damages relationships — debtors who were your clients become legal opponents
Jurisdiction issues — different states require different local counsel
Months to first result — court dates, filing delays, legal back-and-forth
Attorney Collection
Legal weight, zero litigation
Amicable only — attorney letter signals seriousness without burning bridges
Success fee only — you pay nothing if we don’t recover. No retainers.
Preserves relationships — "not a lawsuit" stated explicitly. Debtors can remain clients.
All 50 states — amicable collection has no jurisdiction barriers
Results in 20 days — no court dates, no filings, no waiting. Letter goes out in 48 hours.

Numbers that matter.

Attorney Collection has run on thousands of cases. Here’s what the data shows.

~50%
Recovery rate on attorney-letter cases
0
Compliance incidents since launch
168k+
Cases handled by attorney-supervised AI
0
Litigations filed — ever. Zero court dates.
SOC 2 Type II FDCPA Compliant Regulation F Bank-grade encryption Zero litigation policy

See the attorney letter we'd send your debtors.

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