Dunning tools recover failed payments with automated emails. AgentCollect recovers the accounts they write off, with AI agents that call, email, and negotiate.
| Feature | Dunning Software | AgentCollect |
|---|---|---|
| Recovery on 90+ day accounts | limited (emails only) | 25-40% (voice + email + SMS) |
| Communication channels | Email and in-app notifications | AI voice calls + email + SMS + payment links |
| Dispute handling | None, requires manual intervention | AI resolves disputes autonomously |
| Payment plans | Retry card on file automatically | Negotiates custom installment plans |
| Contact discovery | Uses email on file only | Finds decision-makers automatically |
| Best for | Involuntary churn (expired cards) | Voluntary + involuntary, any amount or age |
| Pricing model | $299-999/mo flat fee | Pricing has three parts: a one-time setup fee, a subscription, and a small variable fee. |
| Attorney escalation | Not available | Built-in attorney demand letters |
Dunning is great for week 1. Here is what happens on week 12.
After 90 days, email open rates drop below 5%. A phone call has a 65%+ connect rate. AgentCollect's AI agents call customers, have real conversations, handle objections, and negotiate payment plans in real time.
"This invoice is wrong." "We never received the product." "Talk to our AP department." Dunning software cannot handle any of these. AgentCollect's AI resolves disputes, finds the right contact, and follows up until it is resolved.
Dunning tools charge $299-999/month whether they recover anything or not. AgentCollect pricing has three parts: a one-time setup fee, a subscription, and a small variable fee. We quote after reviewing your receivables.
Send us the invoices your dunning tool could not collect. We will show you what AI agents can do when emails are not enough.
Book a 30-min demoPricing has three parts: a one-time setup fee, a subscription, and a small variable fee. We quote after reviewing your receivables.