Compare

Collection Agencies
vs AgentCollect

They charge 25-50% and call from their number. We charge from 10.8% and call from yours. Same goal, completely different experience.

Side-by-side comparison

Feature Traditional Agency AgentCollect
Cost 25-50% of recovered amount From 10.8% success fee
Speed to first contact 3-14 days after placement Minutes after upload
Brand experience Agency's name, generic scripts Your brand on every touchpoint
Channels Phone calls + letters Voice + email + SMS + payment links
Availability M-F, 9-5 business hours 24/7/365 automated outreach
Transparency Monthly PDF reports Real-time dashboard, full transcripts
Setup time 2-4 weeks of paperwork 20 minutes, upload a CSV
Debtor experience Aggressive, damages relationships Professional, preserves relationships

Why companies switch from agencies

Three things traditional agencies can never fix, no matter how good they are.

Your brand, not theirs

Collection agencies call from their name with their scripts. Your customer hears a stranger demanding money. With AgentCollect, every call, email, and SMS comes from your brand. The relationship stays intact.

Minutes, not weeks

The average agency takes 7-14 days before making first contact. Every day of delay drops recovery rates by 1-2%. AgentCollect contacts debtors within minutes of upload, while the invoice is still top of mind.

Keep more of what you recover

Agencies take 25-50% of every dollar collected. On a $100K recovery, that is $25K-$50K gone. AgentCollect starts at 10.8% with volume discounts, meaning you keep $89K+ of that same recovery.

When a collection agency makes sense

  • Accounts are severely delinquent (180+ days) and need skip tracing or legal escalation
  • You are in a heavily regulated consumer debt vertical that requires licensed collectors
  • The debtor has already ignored all communication and litigation is the only remaining option
  • You need boots on the ground for in-person visits or asset seizure

When AgentCollect is better

  • Accounts are 30-180 days past due and need professional, persistent outreach
  • You want to preserve the customer relationship while recovering payment
  • You need real-time visibility into every call, email, and payment status
  • You have 50+ past-due accounts and need scale without hiring staff
  • You want to keep 89%+ of recovered revenue instead of losing half to agency fees

Stop paying half your
recoveries to agencies.

Upload your hardest accounts. We will build your branded agent live on the call and show you the difference.

Book a 30-min demo

$0 if we don't collect. No setup fees. Cancel anytime.